Joseph C. Lane is a highly successful strategic investor and business advisor. He recently served as chief executive officer of GE Technology Finance, which was created when GE Capital acquired the business of Bay4 Capital (an independent provider of leasing, management and portfolio services for information technology) where he was an owner and vice chairman. Joseph was also an owner, chairman and CEO of Hyphos360, a database management and direct marketing services provider. Previously, Joseph was president of IBM Credit Corporation, group executive, IBM Global Financing, and senior vice president of IBM. As head of the world’s largest information technology financing business, he was responsible for a $40 billion operation in over 40 countries around the globe. He was a member of IBM’s Operations Committee, Worldwide Management Council and Senior Management Group. For nearly 20 years, Joseph was with GATX Capital Corporation, and directly involved with financing of aircraft, locomotives and railcars, power production and transmission, real estate and technology. He ultimately served as president and chief executive officer of GATX Capital. He was chairman of Sun Financial Corporation, chairman of Centron, DPL, a provider of technology solutions and hardware, and a director of Oxford Finance, a provider of capital to early-stage life sciences companies. Earlier in his career, Joseph was an investment banker with a regional firm in Texas. His experience with capital markets worldwide includes having served on boards of directors and advisory boards in Europe, Asia and North America. In addition to serving on Accruit’s board of directors, Joseph currently serves on the board of Link Institute, a not-for-profit organization promoting core virtues and core curriculum for K-12 education, and on the board of South Bronx Educational Foundation, supporting inner-city youths in their quest for overall character development and college preparation. He is an associate fellow of Davenport College at Yale University, where he earned his BA in American history. Joseph has been a director, vice chairman and chairman of the Equipment Leasing Association, and a trustee and chairman of the Equipment Leasing and Finance Foundation. Joseph and his wife, Isabel, were married in 1974; they have four sons, three daughters and a granddaughter.